Auto glass repair can potentially affect your auto insurance in several ways, and you might have some misconceptions about the relationship between auto glass repairs and your vehicle’s insurance policy. It is important to understand how your insurance policy works with various auto glass repairs so that you can get the most out of your policy and pay as little as possible.
If you possess liability only coverage on your vehicle and are in need of auto glass repair or replacement, you should know that your vehicle will not be covered under your insurance policy. This is because liability only insurance only covers damage that your vehicle does to another vehicle. Any repairs that your vehicle may need for any reason, including auto glass repair, are not covered under a liability only insurance policy.
Our auto glass repair specialists work with our administrative staff to contact your insurance company, fill out any claims needed, verify coverage, and gather information from insurance companies about policy limits and your deductible. We have worked with many insurance companies and know how to make arrangements with them to save you time and stress.
More often than not, an insurance company will not count auto glass repairs against you if you file a claim for them. Auto glass damage occurs for any number of reasons, many of which you cannot control or be held accountable for. However, there are scenarios in which auto glass repairs will affect your premium rates, such as auto glass damage as the result of an accident in which you are at fault. It is important that you contact your insurance provider so that you can be aware of which causes of auto glass damage do and do not affect your rates.
If you do not have insurance coverage for your auto glass repairs, don’t worry. We take credit cards, cash, and checks if you plan to fund your own auto glass repairs and replacements. Cracks and chips in your windshield will only get worse over time, so call (702) 566-8326 or use our online form to get a quote today!