Teran Marsell | Published on April 13th, 2016
Did you know that auto glass repairs and replacements are among the most common types of repairs done on vehicles? Your car’s windshield will bear the brunt of what the busy streets of Las Vegas dish out on a daily basis.
Rocks and road debris from passing vehicles often get kicked up from tires onto windshields of cars that are behind and/or beside them. Because windshields are such a large surface, and because they are usually at a position directly in the path of flying rocks and debris, they tend to take quite the beating on the roads.
It is actually uncommon to see a car that has not suffered cracks in the windshield or the scars from their daily commutes. Here is what you need to know about window damage and using your insurance for repairs.
Understanding Window Damage
Any of the windows on a vehicle can be damaged on the road, but the windshield is particularly susceptible to damage because of its location at the front of the vehicle. The most common types of damages to windshields are cracks, chips, and breakage.
Many times, we never see exactly what has caused damage to our vehicle’s window, but most often, tiny rocks and gravel are to blame. Other things that commonly cause damage to auto glass are vandalism, trees falling in storms, and collisions with animals. As you can see, several types of window damage can occur to any of the windows on your vehicle, and for a variety of different reasons.
Know Your Deductible
Before you file a claim for an auto window repair, you’ll want to find out the level of your deductible for such repairs or replacements, depending on the extent of the damage. Some insurers and policies cover window replacements in full, without requiring you to pay anything.
Other policies will cover auto glass repairs, but only after you’ve paid a deductible. If your deductible is greater than what it would cost to repair or replace your window, then you will probably not file a claim, but instead, pay out of pocket for your repair.
Auto Glass Repairs and Your Insurance Premiums
For the majority of auto glass repairs, filing a claim with your insurance provider will not increase your premiums as long as the damage did not occur as a result of an accident where you were at fault. Be sure to contact your insurance provider to get the full details of how your premiums could be affected by filing a claim.
We Work with Insurance Companies for Window Repairs
We understand that trying to navigate the details of repairing and seeking insurance coverage can be confusing. To help ease your headache, as an AGRSS certified auto glass shop, our staff at Team Acme will work with your insurance provider to complete claims, verify your coverage, and prevent you from experiencing unnecessary stress.
Take Care of Your Windshield So Your Windshield Can Take Care of You
Your car’s windshield works to protect you and your passengers. As minor as it may appear, a cracked or chipped windshield should be repaired as soon as possible. Small cracks in your car’s windows can quickly spread in size, thus increasing the risk of even further damage and a higher repair or replacement cost. Contact Team Acme at (702) 566-8326 with your questions, or use our online form to obtain your auto glass repair quote.
